Long-term saving is an essential ingredient of everyone's financial management in a world where state pension schemes are so out of balance as the number of retired people is becoming disproportionate compared with the overall population.

Throughout most of the 1990s, substantial gains were possible in the world's stock markets. However, the economic uncertainties have now made the stock market less of a "sure" investment than it has been historically. Yet the stock markets remain an essential component of any investor who seeks returns better than a simple savings account.

The many questions that the investor needs to ask will be addressed during this seminar conducted by Roy Damary, President of INSAM and Economic Adviser to a major bond broker, who frequently assists individuals in their investment policies..

KEY QUESTIONS

Some of the points to be discussed during the day include:

	What does the economic environment tell us?
	What are the main investments and vehicles?
	Should I invest in stocks and how?
	Should I consider putting my money into an investment fund instead?
	There are so many funds. How do I pick the right one?
	What role should fiduciary deposits or other cash investments have in my portfolio?
	Should I include bonds? If so, how do I select them? In which currency?
	What tax-advantageous savings systems are available in Switzerland?
	What role could offshore accounts have for me?
	What has the Internet changed for individual savers/investors?

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